Compare our policies

Please use the table below to view and compare the cover available under our Single, Multi Trip and Longstay policies. For full details of the cover provided under each policy and extension, please visit our policy wordings page.

Economy
Single & Multi Trip Policies
Premier
Single & Multi Trip Policies
Supreme
Single & Multi Trip Policies
Economy
Longstay Policy
Premier
Longstay Policy
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Days per trip (Multi Trip policies only)Up to 50 days*Up to 50 days*Up to 50 days*N/AN/A
Excess£95£65£0£95£65
Your Pre-Travel Policy - Trip Disruption Before You Travel
If you are unable to go on your trip£1,000£5,000£10,000£1,000£5,000
Your Travel Policy - Trip Disruption During Your Trip
If you are delayed - per 12 hoursNo Cover£20£50No Cover£20
If you are delayed - maximumNo Cover£300£500No Cover£300
If you decide to abandon your travel plansNo Cover£5,000£10,000No Cover£5,000
If you miss your departure£1,000£1,000£1,500£1,000£1,000
If you miss your connection£1,000£1,000£1,500£1,000£1,000
If a major incident happens while you are away - accommodation£1,000£1,000£1,000£1,000£1,000
If a major incident happens while you are away - medication£150£150£150£150£150
If you have to cut short your trip£1,000£5,000£10,000£1,000£5,000
Your Travel Policy - Medical
If you need emergency medical treatment abroad£5,000,000£7,500,000£10,000,000£5,000,000£7,500,000
If you need to be brought home£5,000,000£7,500,000£10,000,000£5,000,000£7,500,000
Additional accommodation and travelling expenses£5,000,000£7,500,000£10,000,000£5,000,000£7,500,000
If you are buried or cremated abroad£2,500£2500£2500£2500£2500
If your body or ashes need to be brought home£25,000£25,000£50,000£25,000£25,000
If you are admitted to a hospital or confined to your trip accommodation - per 24 hours£25£25£50£25£25
If you are admitted to a hospital or confined to your trip accommodation - maximum£500£1,000£1,500£500£1,000
Your Travel Policy - Personal Belongings
If your checked-in baggage is delayed£100£100£250£100£100
If your valuables are lost, stolen or accidentally damaged£200£300£500£200£300
Valuables - Single item limit£200£300£500£200£300
If your gadgets are lost, stolen or accidentally damagedNo Cover£2,000£2,000No Cover£2,000
Gadgets - Single item limitNo Cover£1,000£1,000No Cover£1,000
If your other possessions are lost, stolen or accidentally damaged£750£2,000£3,000£750£2,000
Other possessions - Single item limit£200£300£500£200£300
If your cash is lost or stolen£250£500£750£250£500
If you need emergency travel documents£250£500£750£250£500
Your Travel Policy - Personal Accident, Personal Liability and Legal Expenses
If you are killed, injured or disabled following an accident£10,000£20,000£25,000£10,000£20,000
if you are held legally liable for injury or damage£1,000,000£2,000,000£2,000,000£1,000,000£2,000,000
if you need legal advice£10,000£25,000£50,000£10,000£25,000

Optional Extensions

Upon payment of an additional premium
Winter Sports Extensions
If your ski resort is closed - per 24 hours£20£20£20£20£20
If your ski resort is closed - maximum£200£200£200£200£200
If you are unable to use your pre-paid ski pack£1,000£5,000£10,000£1,000£5,000
if you need to hire winter sports equipment£500£500£500£500£500
if your owned or hired winter sports equipment is lost, stolen or accidentally damaged£1,000£1,000£1,000£1,000£1,000
If your ski pass is lost or stolen£200£200£200£200£200
Golf Extension
If you need to hire golf equipment£500£500£500£500£500
If your owned or hired golf equipment is lost, stolen or accidentally damaged£3,000£3,000£3,000£3,000£3,000
Single item limit£500£500£500£500£500
If your are unable to play golf£500£500£500£500£500
If you get a hole in one£75£75£75£75£75
Cruise Extension
If you miss your sailing£1,000£1,000£1,000No CoverNo Cover
If you are confined to your cabin - per 24 hours£50£50£50No CoverNo Cover
If you are confined to your cabin - maximum£300£300£300No CoverNo Cover
If you are unable to use your pre-paid excursions£1,000£5,000£10,000No CoverNo Cover
If your ship's itinerary changes - per port£50£50£50No CoverNo Cover
If your ship's itinerary changes - maximum£300£300£300No CoverNo Cover
If your formal cruise attire is delayed£500£500£500No CoverNo Cover
If your formal cruise attire is lost, stolen or accidentally damaged£1,000£1,000£1,000No CoverNo Cover
Single Item Limit£500£500£500No CoverNo Cover
Large Scale Events
If you are unable to go on your trip£1,000£5,000£10,000£1,000£5,000
If you are delayed - per 12 hoursNo Cover£20£50No Cover£20
If you are delayed - maximumNo Cover£300£500No Cover£300
If you decide to abandon your travel plansNo Cover£5,000£10,000No Cover£5,000
If you miss your departure£1,000£1,000£1,500£1,000£1,000
If you miss your connection£1,000£1,000£1,500£1,000£1,000
If you miss your connection daily benefit - per 24 hours£40£40£40£40£40
If you miss your connection daily benefit - maximum£400£400£400£400£400
If you have to cut short your trip£1,000£5,000£10,000£1,000£5,000
If a major incident happens while you are away - accommodation£1,000£1,000£1,000£1,000£1,000
If a major incident happens while you are away - medication£150£150£150£150£150
COVID-19 Extension
If you are unable to go on your trip£1,000£5,000£10,000£1,000£5,000
If you miss your departure£1,000£1,000£1,500£1,000£1,000
If you miss your connection£1,000£1,000£1,500£1,000£1,000
If you miss your connection daily benefit - per 24 hours£40£40£40£40£40
If you miss your connection daily benefit - maximum£400£400£400£400£400
If you have to cut short your trip£1,000£5,000£10,000£1,000£5,000
If you have to stay in mandatory quarantine accommodation£1,000£1,000£1,000£1,000£1,000
If you travel to a country where the FCDO advise against all but essential travel£5,000,000£7,500,000£10,000,000£5,000,000£7,500,000
Business Extension
If your business equipment is lost or stolen£1,000£1,000£1,000£1,000£1,000
Single Item Limit£750£750£750£750£750
If your business equipment is delayed£500£500£500£500£500
If your business money is lost or stolen£500£500£500£500£500
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**Please note, our Multi Trip policies cover an unlimited number of trips in a 12-month period, as long as each trip is up to 50 days (when aged 65 years & under) or up to 35 days (when aged 66 – 85 years). This can be increased to up to 100 days per trip (when aged up to 65 years) and up to 50 days per trip (when aged between 66 – 70 years) for an additional premium.